Everything You Need to Recover Debt Faster

AI-Powered Conversations

Autonomous WhatsApp & email conversations powered by psychometric profiling. The AI adapts tone, timing, and messaging to each debtor's personality for maximum engagement.

Smart Escalation Pipeline

A 5-phase automated escalation engine that progresses from gentle reminders to formal demand letters — only involving humans when absolutely necessary.

Real-Time Owner Alerts

Instant push notifications on every debtor interaction. One-click actions let you approve escalations, pause campaigns, or override AI decisions on the spot.

Analytics Dashboard

Track recovery rates, campaign performance, debtor response patterns, and revenue forecasts with real-time charts and exportable reports.

Multi-Channel Outreach

Reach debtors where they are — WhatsApp, email, and SMS. Unified conversation threads keep every interaction in one place regardless of channel.

Compliance Engine

Built-in region-specific regulation checks for GDPR, local debt collection laws, and communication frequency limits. Stay compliant without lifting a finger.

AI CONVERSATIONS

Conversations That Feel Human, Powered by AI

RecoverAI's autonomous conversation engine doesn't just send templated messages — it truly understands your debtors. By analyzing response patterns, communication preferences, and psychometric signals, the AI crafts personalized messages that resonate with each individual.

• Psychometric profiling adapts tone from empathetic to assertive based on debtor personality type
• Natural language understanding handles objections, payment promises, and disputes automatically
• Dynamic scheduling sends messages at optimal times based on historical open rates
• Full WhatsApp Business API integration with rich media support (PDFs, payment links, receipts)
• Seamless handoff to human agents with full conversation context when needed
• Multi-language support with culturally-aware messaging templates

ESCALATION ENGINE

5-Phase Escalation That Maximizes Recovery

Not every debtor responds to a friendly reminder. RecoverAI's intelligent escalation pipeline automatically progresses through five carefully designed phases — from a gentle nudge to formal legal demand — ensuring you exhaust every avenue before escalating costs.

• Phase 1: Friendly Reminder — soft nudge within 24 hours of overdue date
• Phase 2: Follow-Up — increased urgency with payment plan options
• Phase 3: Firm Notice — formal tone with clear consequences outlined
• Phase 4: Final Warning — last chance notice before legal escalation
• Phase 5: Legal Demand — auto-generated demand letter with legal references
• Configurable timing, messaging, and skip rules for each phase

REAL-TIME ALERTS

Never Miss a Critical Moment

Stay in complete control without micromanaging. RecoverAI pushes instant notifications to your phone and dashboard whenever a debtor responds, a payment is received, or an escalation requires your approval. One-click actions let you make decisions in seconds.

• Instant push notifications for debtor replies, payments, and escalation triggers
• One-click approve, pause, or override actions directly from notifications
• Customizable alert rules — filter by amount, debtor risk level, or escalation phase
• Daily and weekly digest emails with portfolio health summaries
• Slack and Microsoft Teams integrations for team-wide visibility
• Priority alerts for high-value accounts that need immediate attention

ANALYTICS

Data-Driven Recovery Intelligence

Move beyond gut instinct. RecoverAI's analytics dashboard gives you complete visibility into your recovery operation — from macro portfolio health to individual debtor behavior patterns. Export reports, set KPI targets, and forecast revenue with confidence.

• Real-time recovery rate tracking with trend analysis and benchmarks
• Campaign performance metrics: open rates, response rates, and conversion funnels
• Debtor segmentation by risk score, amount owed, and responsiveness
• Revenue forecasting based on historical collection patterns
• Exportable PDF and CSV reports for stakeholder presentations
• Custom date ranges, filters, and drill-down for granular insights

MULTI-CHANNEL

Reach Debtors Wherever They Are

Different debtors prefer different channels. RecoverAI orchestrates outreach across WhatsApp, email, and SMS — with a unified conversation view that keeps your team aligned regardless of which channel the debtor responds on.

• WhatsApp Business API with template messages, interactive buttons, and read receipts
• Professional email campaigns with tracking, scheduling, and follow-up automation
• SMS outreach for urgent notifications and time-sensitive payment reminders
• Unified inbox — every interaction across all channels in a single timeline
• Smart channel selection based on debtor engagement history and preferences
• A/B testing across channels to optimize response rates

COMPLIANCE

Built-In Regulatory Compliance

Debt collection regulations vary by region and change frequently. RecoverAI's compliance engine automatically enforces communication frequency limits, quiet hours, and mandatory disclosures — so you can focus on recovery without worrying about legal exposure.

• GDPR-compliant data handling with automated consent tracking and right-to-erasure
• Region-specific communication frequency caps to prevent harassment claims
• Automated quiet hours enforcement (no messages outside permitted contact windows)
• Mandatory disclosure and disclaimer insertion in all outbound messages
• Full audit trail with timestamped logs for every debtor interaction
• Regular compliance rule updates as regulations evolve in your operating regions